Looking for financing options? Special financing available. This credit card is issued with approved credit by Wells Fargo Bank, N.A. Equal Housing Lender. Learn more.

We look forward to providing you with an easy, simple HVAC financing product.


You will work directly with your contractor to choose the product and program that fits your financial needs. Your contractor will complete the online application and notify you of the approval. Once the installation is complete you will sign the financing documents and receive new customer paperwork.

FTL Finance offers a wide range of consumer benefits including:

    • Quick application process
    • Fixed interest rates
    • No pre-payment penalty or penalty for early payoff
    • Multiple financing options to choose from – ask your contractor for more details
    • Easy to read documents
    • Multiple FREE options for submitting your monthly payment
    • No default interest rates
    • Complete review of credit profile, not based solely on credit score

Our application process is easy. Just visit the link below and you will be notified upon completion of your application. You can also ask your contractor how to apply via paper application or by phone.